UTV insurance is specialized coverage for Utility Task Vehicles (UTVs), also known as side-by-sides, used for recreation, farming, or work. It provides financial protection against risks such as accidents, theft, vandalism, or damage. Common coverage options include liability (for injuries or property damage you cause), collision (for damage from accidents), comprehensive (for non-collision incidents like theft or weather damage), and accessory coverage (for custom parts or upgrades). Some policies also offer uninsured motorist and medical payment coverage. UTV insurance is often required for public land use and helps safeguard your investment and personal liability.
